Over the past few weeks, I’ve watched members in the Don’t Go Broke Collective finally do things they’ve been putting off for months.
Opening investment accounts.
Setting up automatic transfers.
Asking the questions they’ve been sitting on because they didn’t want to sound “behind.”
The difference between them and people who stay stuck year after year is that they are not doing this alone.
They have people around them who follow through, and that changes everything.
Knowing what to do doesn’t mean you’ll do it
Here’s the thing.
You might already know what you should be doing with your money, or you might not even know where to start yet.
Either way, you’re stuck.
Maybe you’ve read about it, watched videos, and saved posts for later. Or maybe you’re overwhelmed by how much information is out there and don’t know which advice to trust.
What actually stops you is that every money decision asks you to start from zero.
- You have to remember to do it.
- Decide when to do it.
- Find the energy to start.
- Push through the uncertainty on your own.
When money tasks depend on willpower and “I’ll get to it,” they almost never happen.
Weeks pass. Then months. And nothing really changes.
Inside the accountability group, that friction is gone.
You’re not waking up each week asking yourself if you should work on your money or what you should do next.
There’s a clear focus, a specific next step, and a shared expectation that progress is happening – even if it’s small.
That shift matters.
Money stops showing up as another decision you have to make.
Once the first account is open or an automation is running, you’re no longer starting from scratch. You’re maintaining something that already exists, which takes far less energy.
That’s what people mean when they say “having support helped.”
Progress happened because the structure was there.
The Don’t Go Broke Collective is built to give you that structure.
It makes you move.
What January looked like inside the group
January was about designing your rich life.
Members got clear on what they actually want their money to do for them – not what Instagram says they should want and not what their parents think they should prioritize.
But what they actually value.
For some people, it’s retiring earlier than they thought was possible. For others, it’s traveling without constantly checking their bank balance. And for many, it’s finally feeling calm and in control of their money each month.
We built vision boards and worked through the mental blocks that keep people stuck.
If you join now, you’re in the best spot to stay on top of your goals because February is money systems month.
This month, we will set up automations so your finances run in the background instead of relying on willpower every week.
My dad, Finance Dad, is also going to join us this month. He’s been investing for over 40 years, and members can ask him anything – for example, how he started, how he stayed consistent, and how he handled scary market drops without panicking.
This is a good place to begin if you want your money to feel more settled and less stressful.
Join now, and you can still catch up
If you’ve been watching from the sidelines, wondering whether to join, this is your sign.
When you join now, you’ll get access to everything we’ve already covered, and you’ll be able to step straight into February alongside everyone else. Nothing is locked away. Nothing is “too late” to start.
You’ll get structure, accountability, and ongoing support – the kind that helps you keep going when motivation fades.
I built this for people who want help actually following through. If that’s you, come join us.
[Join the Don’t Go Broke Collective]
Until next time,
xoReni
Back to blog
read comments
Leave a comment