Here’s How You Can Make Investing A Habit Too  

Imagine being at an event when your phone suddenly starts buzzing with notifications that reveal a milestone you didn’t even know you’d reached. 

That’s exactly what happened to a member of Don’t Go Broke Collective last week.

Let’s call her A.

She was at the Don’t Go Broke Trying 2026 event when three notifications appeared one after another: 

• Wealthsimple had logged an 18-month deposit streak.
• Her wealth rank on Wealthsimple had climbed by 244 positions.
• She’d received a passive-income payout while she was sitting at the event. 

The 18 months lined up exactly with when she committed to Don’t Go Broke Collective.

Investing every month had become such a regular part of her routine that she’d stopped paying attention to the streak. However, the app had been keeping score the whole time.

The amounts weren’t large. The monthly contributions, as she put it, “may not feel like much on their own.” 

Yet, she put them in every month without fail, and over time, those contributions started to add up in ways she hadn’t expected.

The moment she saw the progress she had made in the notifications, those contributions she had thought weren’t much suddenly felt like a lot.

The conversation that changed how she invested

One of the biggest takeaways A had from my teachings was to invest every month, no matter what was happening in the market, as long as she had income. She also learned not to try to time the market and to just keep showing up.

In her own words:

“I can honestly say consistency has done more for my portfolio than trying to predict the market ever could.”

A lot of people are doing what A was doing in that conversation. Maybe you are too.

Watching the market.
Waiting for things to settle.
Convincing yourself you’ll start next month.
Planning to invest more when the timing feels better.   

What most people don’t realize is that the months add up. And when you’re always waiting for the “right” time, you can lose months of progress.  

Join the accountability group

A’s story is a good reminder that consistency doesn’t have to start with a big move.

Sometimes, it starts with deciding to invest this month.

Then, doing it again next month. And continuing to make that decision, month after month. 

Having people around you can also help you keep showing up when you’re tempted to put it off.

That’s what we do inside the Don’t Go Broke Collective. We check in, share what we’re working on, and hold ourselves accountable to the financial goals we’ve set.

If you’ve been waiting for the “right” time to start investing, start with what you can now.

Then keep showing up. 

You may not notice the difference immediately, but one day you’ll look back and see how far those decisions have taken you.

CTA: Join the Don’t Go Broke Collective

For my Nigerian community: You’ll need a VPN to access Skool. Make sure you have one set up before you join so you can get straight in.

Until next time,

xoReni