2026 Money Goals: The year i take control of my finances

In 2025, members of the Don’t Go Broke Collective saved and invested over $1,000,000.

Over a million dollars.

These results came from consistent action. Members showing up week after week, making smart financial decisions, and holding each other accountable every step of the way.

One member started investing in September and crossed $10K in investments by December. Another paid off $3K in debt and knocked down another $5K to $3K while raising two kids, without a 9-5 job.

These aren’t people with special advantages. Just regular people who showed up, did the work, and had a group holding them accountable.

CTA: [2026 could be your turn]

Here’s what makes this different:

Stop just learning about money. Start building it.

Most finance content teaches you what to do. The Don’t Go Broke Collective makes sure you actually DO it.

This is a global accountability community focused on personal finance, investing, and wealth building. You get both financial education and real accountability, so you actually take action and see results.

We meet twice a month for live teaching sessions.

You get weekly actions and prompts that push you to execute, not just learn.

Plus a supportive space where wins are celebrated, and progress is visible.

In 2025, we covered investing, taxes, real estate, and career growth. We brought in experts. My dad – The Finance Dad (he’s the one who got me started investing at 18) – joined us quarterly to share what he’s learned building wealth over decades.

And the accountability helped members show up and actually do the work. That’s how members moved from “I’ll start someday” to actively evaluating ETFs, buying with confidence, and collectively investing over a million dollars.

Whether you’re brand new to this or already investing, this group closes the gap between knowing and doing – so decisions feel clear and follow-through becomes normal.

What we’re doing in 2026

I’ve structured the entire year so you know exactly what you’re signing up for if you choose to join us.

You’ll get live expert sessions, weekly action steps that actually move you forward, and a community that shows up consistently.

Here’s what each month covers:

• January – Design Your Rich Life You’ll create vision boards, set meaningful goals, work through financial therapy, and get an Investing 101 refresher so you’re starting the year with clarity and confidence.
• February – Master Your Money Systems You’ll build financial systems that run on autopilot so you’re not constantly relying on willpower to stay on track. Also, The Finance Dad will join us for a dedicated investing conversation.
• March – Taxes Made Simple You’ll learn how to handle income tax, tax-efficient investing, and business taxes in a way that actually makes sense instead of feeling overwhelming.
• April – Mastering Credit & Debt You’ll understand the true cost of debt and get introduced to bonds and fixed-income investing. Plus, join optional panels and bonus sessions.
• May – Multiple Streams of Income You’ll learn about side hustles and dividend investing, with a bonus session dedicated to building multiple income streams that work for your life.
• June – Entrepreneurship & Financial Freedom You’ll learn about starting a business, hear The Finance Dad‘s entrepreneurship story, and get into the fundamentals of content creation.
• July – Career Growth You’ll learn how to optimize your LinkedIn profile, build an advanced portfolio, and hear directly from industry experts on a career panel.
• August – Career Growth / September Surge Prep You’ll learn about personal branding, do a mid-year portfolio checkup and rebalance, and explore what sales careers could look like for you.
• September – Building Wealth for Families You’ll learn how to manage money as a couple, talk to your kids about finances, and invest for their future through RESPs and 529s. Plus bonus sessions on life insurance and trusts.
• October – Real Estate You’ll dive into mortgages, REITs, and real estate ETFs, with optional expert-led sessions to go deeper.
• November – Retirement Planning You’ll build out your retirement savings strategy, plan for the long term, and get a clear introduction to cryptocurrency and risk management.
• December – Reflect & Celebrate You’ll reflect on your year, celebrate how far you’ve come, and join an advanced investing Q&A with The Finance Dad and me.

CTA: [I want to sign up!]

This is for you if…

• You’re struggling to get out of debt and don’t have a clear plan to tackle it.
• Or you have money to invest but feel stuck deciding where to start or what’s safe to buy.
• Or you start financial projects but never finish them, needing accountability to actually follow through.
• Or you’re focused on long-term wealth, but don’t know how to structure your actions for consistent progress.
• Or you feel like your money isn’t working for you, and you’re ready to change that with a clear, guided system.

What would your money life look like if you took consistent action in 2026?

Imagine ending next year with an investment portfolio you built yourself, debt you finally paid off, and automated processes, so managing money doesn’t feel like a chore. Plus, a community that actually helps you reach your financial goals and celebrates every single win with you.

Over $1M saved, invested, and repaid by our members in 2025. Next year could be yours.

CTA: [Join the Don’t Go Broke Collective for 2026]

This accountability group is structured, actionable, and achievable for anyone serious about their finances. If managing your money has felt heavier than it should, this is your chance to finally feel in control. Most people set financial goals in January and abandon them by February.

This community won’t let that happen to you.

CTA: [Secure your spot here]

Until next time,

xoReni

P.S. Want to know the difference between people who hit their money goals and people who don’t? Accountability. Every single week, someone’s checking in on your progress. That’s how you actually follow through.