I’m always telling my community to set financial goals for themselves and to work to achieve them, but many find it hard to do alone. In 2021, a few of my followers expressed that they would like me to keep them accountable to the financial goals that they set for themselves, so I said bet! Let’s start a financial accountability group. In 2022, one hundred people (I’m still shocked) entrusted me and joined my first-ever accountability group! You can read more about it here. In 2024, one hundred fifty joined again!
Here’s how it went:
Each member pays a membership fee for the group, fills out a registration form, and is let into the community. Once inside, they introduce themselves to the group. In their introduction they tell us about themselves, their financial goal for the year and how they are going to achieve that goal.
Each member was assigned a moderator (thank you to my amazing mods Karissa, Lerri & Shaneal!) who checked in on them biweekly or monthly, depending on their pay schedule. Members are required to post a screenshot showing that they deposited the money into their savings account and/or investing account and/or outstanding debt on a biweekly basis. Here is an example:
This year, we had monthly themes:
January: Banking and Budgeting
February: Understanding Your Relationship With Money
March: Debt Repayment
April: Taxes for Business Owners & Individuals
May: Investing In The Stock Market
June: Career Development
July: Real Estate & Home Ownership
August: Running A Small Business Successfully
September: How To Make Money Through Content Creation
October: Understanding Insurance
November: Developing Multiple Streams of Income
December: Financial Self Care
Five days a week there were discussion posts, polls, videos, informative articles, and more posted by the moderators to teach members about these topics.
We had monthly sessions with a guest speaker, ask me anything sessions, monthly giveaways and more.
On a monthly basis, the group goal was announced so that we could motivate members to keep going. As of December 31, 2024 we are at $1,285,129🤯🤯🤯🤯.
Here are some of the amazing testimonies we received from members this year:
“This is one of the best investments I have made in the past three years. Being part of a community where everyone encourages each other to pay off debt, save, and invest has been truly inspiring. I have also been able to seek career advise from some of my accountability group members. So this group is not only limited to financial accountability. Thanks Reni” – Anu
“Reni is the tough love “big sister” you never asked for but desperately needed. Because of her default towards action, I’ve also become more action oriented when it comes to my finances. She truly wants to see everyone level up to live their rich life and she helps you map out tangible steps to get there.“
“This accountability group has been game changing in terms of helping me get a clearer picture of my financial situation and creating automated habits that support my financial goals. I would recommend anyone who wants to improve their financial literacy and habits to join this group. It is such a small investment but the return is great.” – Natalie
“Joining the #ReniReturnsChallenge 2024 Accountability Group has helped me to offset my debts but also given me the wake up call i needed when it comes to prepeared for dry spells and times of uncertainty. I am excited about making better choices with my finances and becoming better at managing my money.” JulietGrace
“Joining Reni’s accountability group was one of the best things I did for my financial well being. Through the group, I was able to rethink my relationship with money and learn to see it as a tool that can work for me, get motivated to increase my income, stay disciplined with budgeting, saving and investing and grow to really think long term about my finances. I particularly enjoyed the wide range of guest speakers with deep expertise in all things finance and the one-on-ones with Reni which I consider exceptional value for anyone serious about their finances”
“This is the first year that I was able to consistently remove the amount of money needed to reach my financial goals and understand how to create realistic financial goals”
“The program has been instrumental in helping me reach my personal goals. It provided me with the tools and strategies to manage my finances more effectively. Also, automating my investments and reducing unnecessary expenses, like Black tax, have allowed me to build a solid investment portfolio and significantly grow my net worth. I am really grateful for the program.” Salma
“Joining Reni’s accountability group was a valuable experience. I set realistic financial goals, gained invaluable insights from expert-led sessions on topics like mental health and finances, and learned how to approach investing both personally and for my business. Reni’s personalized one-to-one guidance made the experience even more impactful.” Micheline
Over the last two years, the accountability group has helped me develop the habit of repaying debt quickly and the discipline of saving and investing every pay period. I’m also grateful for the monthly sessions about different financial literacy topics like budgeting, investing and insurance. Thank you to the moderators and Reni for the great experience”
I’m smiling ear to ear as I read these because who would’ve thought that this would come from the accountability group? In 2025, we go again. If you sign up for this mailing list you’ll be notified when we go live.
Here’s what you can expect from the group in 2024:
- Daily posts from moderators sharing various resources about budgeting, investing, banking, real estate, career development and more
- Expert guest speakers
- A vision board party for members only
- Monthly giveaways
- A suggested reading list to increase your financial literacy
- Live budgeting sessions biweekly
- A dedicated moderator to keep you accountable to your goals
- A community of like-minded folks all looking to achieve the same goal
If this sounds like something you’re interested in, sign up for the mailing list!
Can’t wait to help you all achieve your goals in 2025!
xo,
Reni
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